I'd say save money with studio space and do location shots. Somewhere like this or modelmayhem will have loads of models willing to do free work as long as they get prints or a cd at the end of it. TFT/CD/P is usuall how it works. Time for time/cd/prints.
Models want to build their portfolios too so are willing to help togs build theirs in exchange.
All my stuff has been friends or TFT models.
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